Bankruptcy

Are there any alternatives to avoid bankruptcy?

Bankruptcy should always be considered as a last resort and at Insolvency Services Australia, we strongly recommend that you explore all other options before coming to the decision to file for personal bankruptcy.

Legal alternatives to avoid bankruptcy include:

– Debt Agreement

– Personal Insolvency Agreement

Adopting smarter financial management and spending habits can also avoid bankruptcy and insolvency altogether.

Receiving the right information and advice on the options available when you are experiencing financial difficulty is essential to making an informed decision. Whether it is bankruptcy that is best for you, a Debt Agreement or Personal Insolvency Agreement, or even some simple budgeting advice – you need to feel comfortable that you have made the right decision for you and your household.

For more information or for free, no-obligation insolvency advice, contact ISA’s 24/7 hotline at 1800 003 883.

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